Douglas E Clifford
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Office: 916-772-6220

2990 Lava Ridge Ct
Ste 210
Roseville, CA 95661-3076

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Dividend Announcement

Northwestern Mutual recently announced a dividend payout for 2010 of more than 4.7 billion dollars - the second largest in our company history - for clients who own life, annuity, DI and long-term care policies.

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Consistency Counts Scorecard

As in golf, the low score wins the game. Find out how Northwestern Mutual’s performance ranks relative to the competition. In times like these, it’s nice to know that Northwestern Mutual isn’t just strong — it’s consistently strong.

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Consistency Counts

Strength on its own can be impressive. When consistency is added, that’s when it becomes real. At Northwestern Mutual, we’ve been able to deliver real strength for over 150 years. Put our strength to work for you.

Strength that works.

Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

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Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

With over 30 years of  working with businesses and families I have found that many  look back on their lives with regret; not for the things they have done, but for the things they have left undone.  Many  have saved far less than they intended and are often confused by the overload of information today.  They find themselves in situations that are more complex and less predictable than they anticipated. 

That is where Doug Clifford comes in. He takes the time to get to know you and your dreams and goals. He can help you anticipate and prepare for the best and worst scenarios. The relationship Doug establishes with you enables him to provide you with the guidance you need to evaluate your options and make wise decisions.  Doug Clifford can provide the association you can rely on when making the most important decisions of your life and your legacy.

 

My Mission

My mission is to help my clients attain financial security for their families and businesses. Because you cannot predict the future, I will help you prepare for the best and worst case scenarios and create a long-term relationship based on quality service and integrity.