Douglas E Clifford, CLU®

Wealth Management Advisor

My Team

Doug Clifford and his staff takes customer service very seriously. They take pride in providing exceptional customer service. 

Doug's team comes from various backgrounds and provide a variety of skills. Together, they provide a well-rounded approach to customer service.

Review their biographies and the services they provide below.  We look forward to helping you and your friends build a secure financial future!

LaNee S Small

LaNee S Small

Office 916-218-4403
Mobile 530-681-8369
Fax 916-405-3858

LaNee Small has over 11 years experience as an Associate Financial Representative here at Northwestern Mutual.  She anticipates our clients' needs and exceeds their expectations.  At Northwestern Mutual, she provides unparalleled operational and administrative support by providing exceptional customer service for our clients with insurance and investment needs.

LaNee works closely with our clients, vendors, and account custodians to establish new accounts, coordinate account transfers, and initiate disbursements, implement insurance policies, and complete the underwriting process.  Her attention to detail ensures orders are processed efficiently and transactions remain in full-compliance.

Above all, LaNee understands the importance of maintaining long-term relationships and providing a world-class experience for our clients.  As an Associate Financial Representative, LaNee Small can help you with the following needs:

  1. Obtaining Quotes for Life and Disability Income Insurance
  2. Scheduling Insurance Exams
  3. Expediting Owner and Beneficiary Changes
  4. Processing Billing Changes and Facilitating Premium Payments
  5. Providing General Policy and Billing Information
  6. Implementing Policy Changes

LaNee has her A.S. degree in Business Administration.  She is currently enrolled at Sacramento State University where she is studying for her B.S. in Business with an emphasis in Marketing and Risk Management.   She holds a California State Insurance License for Life and Health.  LaNee, her husband Jeff, and their daughter Jordynn (age 8) enjoy spending time with friends and family, camping, and doing family activities.  In her free time she enjoys genealogy and salsa dancing.

Ned Wolfgang Schaut

Ned Wolfgang Schaut

Office 916-218-4400

Ned Schaut has a passion for working with small business owners.  Ned is committed to helping employers make appropriate business decisions regarding their employee benefit plans by combining the best products for their unique needs, coupled with outstanding and dedicated service.   

Ned is experienced in designing a wide range of customized employee benefit programs, using the nation’s leading providers.  Ned tailors his plans to the special coverage needs and budget considerations of each business. 

As an Associate Financial Representative, Ned is fully licensed in life, health, and disability income insurance.  Ned can help you with the following needs:

  • Group Disability Income - Short and Long Term
  • Group Life/AD&D
  • Group Dental
  • Vision

Ned is very compassionate about his community and in his free time, serves as a College and Youth Pastor in Lincoln, CA.  He spends quality time with his wife Sarah, and their five children: Brooklyn, Violet, Brody, Presley, and Stella.



To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck